Cookie Policy

Financial Guide Canada (“Financial Guide Canada”, “we”, “us”, or “our”) uses cookies and similar technologies on this website (the “Website”) to improve your experience, understand how our content is used, and support our services. This Cookie Policy explains what cookies are, how we use them, and what choices you have as a user in Canada.

This Cookie Policy should be read together with our Privacy Policy, which explains in more detail how we handle personal information.

1. What Are Cookies?

Cookies are small text files that are downloaded to your device (computer, smartphone, tablet) when you visit a website. They are widely used to make websites work, or work more efficiently, as well as to provide information to site owners.

Cookies may be “first-party” (set by the website you are visiting) or “third-party” (set by a different Linaveraos, such as an analytics or advertising provider). Cookies may also be “session” cookies (which expire when you close your browser) or “persistent” cookies (which remain for a set period or until you delete them).

2. Types of Cookies We Use

We may use the following categories of cookies on the Website:

• Strictly necessary cookies: These cookies are essential for the operation of the Website and cannot be switched off in our systems. They are usually set in response to actions you take, such as navigating pages or accessing secure areas. You can set your browser to block these cookies, but some parts of the site may not function properly.
• Performance and analytics cookies: These cookies help us understand how visitors use the Website by collecting information such as pages visited, time spent, and error messages. We use this information to improve our content and user experience.
• Functionality cookies: These cookies allow the Website to remember choices you make (such as language or region) and provide enhanced, more personalized features.
• Advertising and targeting cookies: These cookies may be set by us or by our advertising partners to build a profile of your interests and show you relevant ads on our Website or other sites. They do not store directly identifiable personal information but are based on uniquely identifying your browser and device.

3. Third-Party Cookies and Technologies

We may use third-party service providers that place cookies or similar technologies on your device, including but not limited to:

• Analytics providers (for example, Google Analytics) to measure traffic and usage patterns.
• Advertising networks to deliver, measure, and optimize online advertising.
• Social media platforms that allow you to share our content or interact with our pages.

These third parties may collect information about your online activities over time and across different websites. Their use of cookies is subject to their own privacy and cookie policies, not ours.

4. Legal Basis and Consent

In Canada, we generally rely on your consent, or on other lawful grounds where applicable, to use cookies and similar technologies that are not strictly necessary for the functioning of the Website.

By continuing to use the Website after seeing a cookie notice or banner, or by adjusting your browser settings to accept cookies, you consent to the use of cookies as described in this Policy. You can withdraw or modify your consent at any time by changing your browser settings or using available cookie management tools (see Section 5).

5. How to Manage Cookies

You have several options to control or limit how cookies are used on your device:

• Browser settings: Most web browsers allow you to block or delete cookies through their settings. These options are typically found in the “Privacy” or “Security” section of your browser’s settings or preferences.
• Private or incognito mode: Using a private browsing mode can limit the storage of cookies on your device.
• Opt-out tools: Some third-party providers (such as Google Analytics) offer their own opt-out mechanisms. You can visit their websites for more information.

Please note that if you disable certain types of cookies, some features of the Website may not work properly or your experience may be less personalized.

6. Cookies and Personal Information

Some cookies collect or are associated with information that may be considered personal information under Canadian privacy laws, such as your IP address or identifiers linked to your device. We treat such information in accordance with our Privacy Policy.

In most cases, we use cookies to collect aggregated or de-identified information for analytics and performance purposes. Where cookies involve personal information, we aim to minimize the data collected and limit access to those who need it for legitimate business purposes.

7. Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our use of cookies, our service providers, or applicable laws and regulations. When we make material changes, we will update the “Last Updated” date at the top of this page and may provide additional notice where appropriate.

Your continued use of the Website after any changes to this Cookie Policy constitutes your acceptance of the updated Policy.

8. Contact Us

If you have any questions about this Cookie Policy or our use of cookies and similar technologies, you may contact us at:

Financial Guide Canada – Privacy Officer
Email: privacy@financialguidecanada.ca